In this book, you will learn concepts, methods and strategies that Maple adopted to accumulate million of dollars. You will be bombarded with two stunning thought provoking statements: "Million dollars have exchanged hands in our lifetimes" and "Million dollars' men walking around in our midst." Success starts with good habits and self-discipline. You will be encouraged to record your income and expenditure account so that you will be more aware of your spending and saving patterns, conduct your financial health check, and embark into your money management journey. Save, accumulate and grow your money in financial institutions that fetch you a higher rate of returns based on your investment risk profile and appetite. The simple truth is, at the end of the day, every single dollar saves will add up to a larger sum of money. What matter most is not so much as to how much one earns but more so as to how much one saves, keeps and grows one's money based on one's investment risk profile.