Financial Intelligence for Parents and Children

Financial Intelligence for Parents and Children

by Hong Zhang PhD, Cindy Yu CPA


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In a growingly complex economic environment, kids today need to develop financial intelligence more than ever-and the best way for them to do this is with the family.

While other books on financial education stick to the basics, Financial Intelligence for Parents and Children delves much deeper and wider by providing step-by-step instructions for engaging in age-appropriate discussions about money and finances with children at every grade level, from preschool through high school. It offers you the tools you need to talk about a wide range of money matters, beginning with the ABCs of financial education and progressively building to addressing more advanced concepts.

Topics covered include:

  • Banking and credit
  • Borrowing and spending
  • College and retirement
  • Gifting and estate
  • Entraprenureship
  • Investing and wealth
  • Job and income
  • Risk and Insurance
  • Taxes and economics

It is vital that children fully understand these concepts before leaving the house and venturing out on their own. This must-have resource delivers a systematic approach to helping your children enter the vibrant world with the financial know-how. They will become productive and financially secure members of the society.

This book is also available in Chinese. For more information, please check

Product Details

ISBN-13: 9781517058906
Publisher: CreateSpace Publishing
Publication date: 08/27/2015
Series: FIFPAC
Pages: 358
Product dimensions: 6.00(w) x 9.00(h) x 0.74(d)

About the Author

Xinyi Cindy Yu, CPA, CFP, MBA, MS, has more than twenty years' experience in both corporate and personal finances, and a passion for parenting and financial education for families.

With a career path that includes high-level management positions at American Express and Citigroup, she is a certified public accountant and financial service industry veteran who has served thousands of individual and business clients worldwide. She was a certified college consultant of Hartland Institute of Financial Education, and the cofounder of the Parents & Children Education Club in New Jersey and Institute of Financial Intelligence.

Hong Zhang, PhD, is an associate professor at Rowan University in New Jersey with fifteen years of experience teaching and guiding younger generations. He is also committed to promoting STEM and cultural education to children in his community. He is the cofounder and president of Institute of Financial Intelligence, a non-profit organization promoting systematic education for financial literacy and good judgement.

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